What a year 2020 has been. Between the Covid pandemic, civil unrest, and the upcoming election in the U.S., it feels as though we've all spent the year bracing for some kind of impact. I'm not going to try to sugarcoat it, there have not been many opportunities for joy, optimism, or celebration this year. But as we have come to learn, all things, good and bad, must come to an end. The question now: what is waiting on the other side? To paraphrase Einstein, in times of disruption, there often lies great opportunity.
